FHATop pick
Active
27$199,000Potential short sale
- Rate
- 2.94%
6.95%today- Payment
- $994/mo
$1,573today
- 2beds
- 1baths
- 840sqft
DuPont, Colorado
Assumable homes for salein DuPont, Colorado.
1 home in DuPont carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 2.68%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
DuPont assumable market
by the numbers.
1active assumable listing
2.68%lowest locked rate
$375kmedian list price
$846saved per month vs. 7.2%
About the market
Assumable mortgagesin DuPont, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Colorado, filtered to DuPont. Updated July 2026.
How assumptions work for buyersDuPont, Colorado has 1 home for sale with an assumable mortgage as of July 2026: 1 FHA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active DuPont assumable listings start at 2.68% with a median of 2.68%; 1 listing is under 4% and 1 is under 5%.
The median assumable home in DuPont lists for $375,000, with a median of $144,232 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $1,156 a month versus $2,002 for the same balance at today's rate, roughly $846 kept every month and $10,152 a year. The most active DuPont ZIP codes are 80024 (1).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most DuPont assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in DuPont
View all 1 on the map Homes on the marketin DuPont.
FHATop pick
Active
20$214,995Potential short sale
- Rate
- 3.07%
6.95%today- Payment
- $1,019/mo
$1,585today
- 1beds
- 1baths
- 622sqft
1196 Grant Street #507, Denver
FHATop pick
Active
26$399,000$13,572 down
- Rate
- 3.10%
6.95%today- Payment
- $1,824/mo
$2,827today
- 2beds
- 1baths
- 875sqft
6655 Monaco Drive, Brighton
FHATop pick
Active
16$279,999$5,916 down
- Rate
- 3.10%
6.95%today- Payment
- $1,300/mo
$2,015today
- 2beds
- 2baths
- 985sqft
2143 Coronado Parkway #C, Denver
VATop pick
Active
33$523,000$33,718 down
- Rate
- 2.75%
6.95%today- Payment
- $2,242/mo
$3,635today
- 4beds
- 3baths
- 2,000sqft
5505 117th Circle, Denver
FHATop pick
Active
27$235,000$21,050 down
- Rate
- 2.77%
6.95%today- Payment
- $985/mo
$1,592today
- 2beds
- 1baths
- 840sqft
1661 Idalia Circle #A, Aurora
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin DuPont.
Live counts from the MLS feeds we index for Colorado. Updated July 2026.
- Active listings
- 1
- UMe Certified / verified
- 0
- Lowest rate
- 2.68%
- Median rate
- 2.68%
- Median list price
- $375,000
- Median cash to assume
- $144,232
DuPont listings by locked rate
- Under 4%1 home
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up0 homes
DuPont listings by loan type
- FHA1 homemedian 2.68%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby DuPont ZIP code.
Each ZIP opens the DuPont map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the DuPont numbers
What an assumable ratedoes to a DuPont payment.
The sliders start at the median DuPont assumable listing: $375,000 list price and a 2.68% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$145,000
39% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in DuPont
$1,027/mo
New loan at 7.20%$1,561
Assumed at 2.70%
$1,027
Every month$534
Over five years$32,068
Interest you never pay$241,69026-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every DuPont listing on UMe shows the actual balance, rate, and payment.
How it works in DuPont
How to assumea mortgage in DuPont.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a DuPont home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the DuPont map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $144,232 in DuPont today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a DuPont payment written in a different decade.
DuPont questions
Assuming a mortgagein DuPont.
The numbers below come from current DuPont inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in DuPont?
As of July 2026, UMe tracks 1 active assumable listing in DuPont. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in DuPont?
Current DuPont inventory breaks down as FHA (1, median 2.68%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in DuPont?
The lowest rate on an active DuPont assumable listing is 2.68%, and the median across all 1 listing is 2.68%. 1 listing is under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in DuPont?
Across current DuPont listings, the median principal-and-interest payment on the assumable loan is $1,156 per month versus $2,002 for the same balance at today's rates, a difference of about $846 every month, or $10,152 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in DuPont?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In DuPont that gap is currently a median of $144,232 on a median list price of $375,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which DuPont ZIP codes have the most assumable homes?
The DuPont ZIP codes with the most active assumable listings are 80024 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in DuPont?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Colorado More assumable homesin Colorado.
Ready when you are
Stop overpaying for DuPont.The rate is already on the house.
Every listing on the DuPont map has a rate you can take over. Start with the ones in DuPont, get pre-qualified in minutes, and let UMe carry the assumption to closing.
