FHA
Active
11$179,900$43,937 down
- Rate
- 2.96%
6.95%today- Payment
- $642/mo
$1,013today
- 1beds
- 1baths
- 608sqft
Log Lane Village, Colorado
Assumable homes for salein Log Lane Village, Colorado.
1 home in Log Lane Village carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 4.98%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Log Lane Village assumable market
by the numbers.
1active assumable listing
4.98%lowest locked rate
$260kmedian list price
$462saved per month vs. 7.2%
About the market
Assumable mortgagesin Log Lane Village, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Colorado, filtered to Log Lane Village. Updated September 2026.
How assumptions work for buyersLog Lane Village, Colorado has 1 home for sale with an assumable mortgage as of September 2026: 1 FHA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Log Lane Village assumable listings start at 4.98% with a median of 4.98%; 0 listings are under 4% and 1 is under 5%.
The median assumable home in Log Lane Village lists for $260,000, with a median of $8,047 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $1,499 a month versus $1,960 for the same balance at today's rate, roughly $462 kept every month and $5,540 a year. The most active Log Lane Village ZIP codes are 80705 (1).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Log Lane Village assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Log Lane Village
View all 1 on the map Homes on the marketin Log Lane Village.
FHA
Active
21$333,800$81,193 down
- Rate
- 3.23%
6.95%today- Payment
- $1,262/mo
$1,924today
- 4beds
- 2baths
- 2,008sqft
911 Pawnee Avenue, Fort Morgan
VA
Active
34$899,000$500,384 down
- Rate
- 2.88%
6.95%today- Payment
- $2,272/mo
$3,416today
- 4beds
- 4baths
- 3,338sqft
15915 County Road, Weldona
FHA
Active
30$460,000$233,319 down
- Rate
- 3.10%
6.95%today- Payment
- $1,070/mo
$1,659today
- 3beds
- 1baths
- 1,602sqft
15798 Highway 144 Highway, Fort Morgan
FHA
Active
12$260,000Potential short sale
- Rate
- 4.98%
6.95%today- Payment
- $1,499/mo
$1,852today
- 4beds
- 2baths
- 1,512sqft
209 Larch Drive, Log Lane Village
FHA
Active
27$360,000$127,407 down
- Rate
- 3.65%
6.95%today- Payment
- $1,235/mo
$1,787today
- 5beds
- 2baths
- 2,028sqft
509 Ash Street, Fort Morgan
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Log Lane Village.
Live counts from the MLS feeds we index for Colorado. Updated September 2026.
- Active listings
- 1
- UMe Certified / verified
- 0
- Lowest rate
- 4.98%
- Median rate
- 4.98%
- Median list price
- $260,000
- Median cash to assume
- $8,047
Log Lane Village listings by locked rate
- Under 4%0 homes
- 4% – 5%1 home
- 5% – 6%0 homes
- 6% and up0 homes
Log Lane Village listings by loan type
- FHA1 homemedian 4.98%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Log Lane Village ZIP code.
Each ZIP opens the Log Lane Village map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Log Lane Village numbers
What an assumable ratedoes to a Log Lane Village payment.
The sliders start at the median Log Lane Village assumable listing: $260,000 list price and a 4.98% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$10,000
4% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Log Lane Village
$1,433/mo
New loan at 7.20%$1,697
Assumed at 5.00%
$1,433
Every month$264
Over five years$15,817
Interest you never pay$163,70126-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Log Lane Village listing on UMe shows the actual balance, rate, and payment.
How it works in Log Lane Village
How to assumea mortgage in Log Lane Village.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Log Lane Village home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Log Lane Village map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $8,047 in Log Lane Village today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Log Lane Village payment written in a different decade.
Log Lane Village questions
Assuming a mortgagein Log Lane Village.
The numbers below come from current Log Lane Village inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Log Lane Village?
As of September 2026, UMe tracks 1 active assumable listing in Log Lane Village. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Log Lane Village?
Current Log Lane Village inventory breaks down as FHA (1, median 4.98%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Log Lane Village?
The lowest rate on an active Log Lane Village assumable listing is 4.98%, and the median across all 1 listing is 4.98%. 0 listings are under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Log Lane Village?
Across current Log Lane Village listings, the median principal-and-interest payment on the assumable loan is $1,499 per month versus $1,960 for the same balance at today's rates, a difference of about $462 every month, or $5,540 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Log Lane Village?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Log Lane Village that gap is currently a median of $8,047 on a median list price of $260,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Log Lane Village ZIP codes have the most assumable homes?
The Log Lane Village ZIP codes with the most active assumable listings are 80705 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Log Lane Village?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Colorado More assumable homesin Colorado.
Ready when you are
Stop overpaying for Log Lane Village.The rate is already on the house.
Every listing on the Log Lane Village map has a rate you can take over. Start with the ones in Log Lane Village, get pre-qualified in minutes, and let UMe carry the assumption to closing.
