VA
Active
23$342,000$84,665 down
- Rate
- 3.04%
6.95%today- Payment
- $1,231/mo
$1,923today
- 2beds
- 1baths
- 1,334sqft
Nunn, Colorado
Assumable homes for salein Nunn, Colorado.
4 homes in Nunn carry an existing FHA, VA, or USDA loan you can take over, with locked rates from 3.62%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Nunn assumable market
by the numbers.
4active assumable listings
3.62%lowest locked rate
$593kmedian list price
$169saved per month vs. 7.2%
About the market
Assumable mortgagesin Nunn, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Colorado, filtered to Nunn. Updated September 2026.
How assumptions work for buyersNunn, Colorado has 4 homes for sale with an assumable mortgage as of September 2026: 4 FHA loans that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Nunn assumable listings start at 3.62% with a median of 6.70%; 1 listing is under 4% and 1 is under 5%.
The median assumable home in Nunn lists for $592,500, with a median of $202,286 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $2,764 a month versus $2,934 for the same balance at today's rate, roughly $169 kept every month and $2,031 a year. The most active Nunn ZIP codes are 80648 (4).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Nunn assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Nunn
View all 4 on the map Homes on the marketin Nunn.
FHA
Active
40$410,000$61,303 down
- Rate
- 3.76%
6.95%today- Payment
- $1,763/mo
$2,517today
- 3beds
- 3baths
- 1,465sqft
603 Apex Trail, Ault
VA
Active
36$425,000$132,858 down
- Rate
- 2.25%
6.95%today- Payment
- $1,271/mo
$2,201today
- 4beds
- 2baths
- 1,688sqft
801 4th Street, Pierce
FHA
Active
7$648,000$304,322 down
- Rate
- 3.31%
6.95%today- Payment
- $1,727/mo
$2,607today
- 3beds
- 2baths
- 2,090sqft
20463 County Road 86, Ault
FHA
Active
28$425,000$162,152 down
- Rate
- 3.66%
6.95%today- Payment
- $1,394/mo
$2,015today
- 4beds
- 3baths
- 2,176sqft
459 Dogwood Court, Eaton
FHA
Active
49$699,000$357,857 down
- Rate
- 3.62%
6.95%today- Payment
- $1,790/mo
$2,600today
- 4beds
- 2baths
- 2,204sqft
37416 County Road 45, Eaton
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Nunn.
Live counts from the MLS feeds we index for Colorado. Updated September 2026.
- Active listings
- 4
- UMe Certified / verified
- 0
- Lowest rate
- 3.62%
- Median rate
- 6.70%
- Median list price
- $592,500
- Median cash to assume
- $202,286
Nunn listings by locked rate
- Under 4%1 home
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up3 homes
Nunn listings by loan type
- FHA4 homesmedian 6.70%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Nunn ZIP code.
Each ZIP opens the Nunn map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Nunn numbers
What an assumable ratedoes to a Nunn payment.
The sliders start at the median Nunn assumable listing: $592,500 list price and a 6.70% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$205,000
34% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Nunn
$2,643/mo
New loan at 7.20%$2,647
Assumed at 6.70%
$2,643
Every month$5
Over five years$277
Interest you never pay$128,50826-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Nunn listing on UMe shows the actual balance, rate, and payment.
How it works in Nunn
How to assumea mortgage in Nunn.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Nunn home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Nunn map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $202,286 in Nunn today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Nunn payment written in a different decade.
Nunn questions
Assuming a mortgagein Nunn.
The numbers below come from current Nunn inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Nunn?
As of September 2026, UMe tracks 4 active assumable listings in Nunn. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Nunn?
Current Nunn inventory breaks down as FHA (4, median 6.70%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Nunn?
The lowest rate on an active Nunn assumable listing is 3.62%, and the median across all 4 listings is 6.70%. 1 listing is under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Nunn?
Across current Nunn listings, the median principal-and-interest payment on the assumable loan is $2,764 per month versus $2,934 for the same balance at today's rates, a difference of about $169 every month, or $2,031 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Nunn?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Nunn that gap is currently a median of $202,286 on a median list price of $592,500. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Nunn ZIP codes have the most assumable homes?
The Nunn ZIP codes with the most active assumable listings are 80648 (4). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Nunn?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Colorado More assumable homesin Colorado.
Ready when you are
Stop overpaying for Nunn.The rate is already on the house.
Every listing on the Nunn map has a rate you can take over. Start with the ones in Nunn, get pre-qualified in minutes, and let UMe carry the assumption to closing.
