Gabe Rendon

Gabe Rendon

Assumable homes for sale in Empire, CO

8 homesFHA & VA loansrates from 2.83% vs 6.95% today

Empire assumption guide
832 Vernon Drive, Central City, CO, 80427 — assumable FHA mortgage at 2.96%
FHA
Active
39
$495,000$111,179 down
Rate
2.96%
6.95%today
Payment
$1,812/mo
$2,860today
  • 3beds
  • 4baths
  • 2,108sqft

832 Vernon Drive, Central City

1263 Nevadaville Road, Central City, CO, 80247 — assumable FHA mortgage at 3.06%
FHA
Active
48
$545,000$168,281 down
Rate
3.06%
6.95%today
Payment
$1,806/mo
$2,814today
  • 4beds
  • 3baths
  • 2,301sqft

1263 Nevadaville Road, Central City

940 Spring Gulch Road, Idaho Springs, CO, 80452 — assumable VA mortgage at 2.83%
VA
Active
50
$995,000$482,165 down
Rate
2.83%
6.95%today
Payment
$2,415/mo
$3,875today
  • 3beds
  • 3baths
  • 3,651sqft

940 Spring Gulch Road, Idaho Springs

785 Martin Drive, Central City, CO, 80427 — assumable VA mortgage at 7.62%
VA
Active
36
$470,000$21,784 down
Rate
7.62%
6.95%today
Payment
$3,254/mo
$3,045today
  • 2beds
  • 3baths
  • 1,588sqft

785 Martin Drive, Central City

201 Silver Creek Road, Idaho Springs, CO, 80452 — assumable FHA mortgage at 6.34%
FHA
Active
15
$450,000$35,229 down
Rate
6.34%
6.95%today
Payment
$2,598/mo
$2,767today
  • 3beds
  • 1baths
  • 1,452sqft

201 Silver Creek Road, Idaho Springs

644 Virginia Street, Idaho Springs, CO, 80452 — assumable VA mortgage at 6.95%
VA
Active
42
$475,000$28,651 down
Rate
6.95%
6.95%today
Payment
$3,043/mo
$3,043today
  • 3beds
  • 2baths
  • 991sqft

644 Virginia Street, Idaho Springs

1901 Clear Creek Drive #B302, Georgetown, CO, 80444 — assumable FHA mortgage at 4.78%
FHA
Active
25
$375,000$309,152 down
Rate
4.78%
6.95%today
Payment
$573/mo
$724today
  • 3beds
  • 2baths
  • 1,175sqft

1901 Clear Creek Drive #B302, Georgetown

300 Rose Street, Georgetown, CO, 80444 — assumable VA mortgage at 6.74%
VA
Active
50
$925,000$405,606 down
Rate
6.74%
6.95%today
Payment
$3,402/mo
$3,475today
  • 5beds
  • 3baths
  • 3,732sqft

300 Rose Street, Georgetown

Assuming a mortgage in Empire

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$573 /mo
Median cash to assume
$139,730
Gabe Rendon

Gabe Rendon

UME Realty Group

gabe@umerealtygroup.comUME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.