Gabe Rendon

Gabe Rendon

Assumable homes for sale in Johnstown, CO

113 homesFHA & VA loansrates from 2.65% vs 6.95% today

Johnstown assumption guide
2504 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.90%
FHA
Active
36
$425,000$60,931 down
Rate
2.90%
6.95%today
Payment
$1,696/mo
$2,697today
  • 3beds
  • 3baths
  • 1,447sqft

2504 Carriage Drive, Milliken

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$70,135 down
Rate
2.96%
6.95%today
Payment
$1,553/mo
$2,450today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

3855 Arrowwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.98%
FHA
Active
16
$460,000$70,871 down
Rate
2.98%
6.95%today
Payment
$1,821/mo
$2,866today
  • 3beds
  • 3baths
  • 1,884sqft

3855 Arrowwood Lane, Johnstown

4355 24th Street Road #1704, Greeley, CO, 80634 — assumable VA mortgage at 3.05%
VA
Active
20
$354,900$36,817 down
Rate
3.05%
6.95%today
Payment
$1,503/mo
$2,345today
  • 3beds
  • 3baths
  • 2,196sqft

4355 24th Street Road #1704, Greeley

218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$69,067 down
Rate
3.07%
6.95%today
Payment
$2,174/mo
$3,383today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

1875 Rancher Drive, Milliken, CO, 80543 — assumable FHA mortgage at 3.07%
FHA
Active
22
$545,000$101,736 down
Rate
3.07%
6.95%today
Payment
$2,091/mo
$3,253today
  • 3beds
  • 3baths
  • 2,195sqft

1875 Rancher Drive, Milliken

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$510,000$79,602 down
Rate
3.07%
6.95%today
Payment
$2,030/mo
$3,159today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

4355 24th St Rd #3503, Greeley, CO, 80634 — assumable FHA mortgage at 3.10%
FHA
Active
25
$355,000$57,290 down
Rate
3.10%
6.95%today
Payment
$1,409/mo
$2,184today
  • 3beds
  • 3baths
  • 1,548sqft

4355 24th St Rd #3503, Greeley

3504 Valleywood Court, Johnstown, CO, 80534 — assumable FHA mortgage at 3.17%
FHA
Active
39
$429,900$54,645 down
Rate
3.17%
6.95%today
Payment
$1,829/mo
$2,810today
  • 3beds
  • 3baths
  • 1,934sqft

3504 Valleywood Court, Johnstown

6605 4th Street Road #3, Greeley, CO, 80634 — assumable FHA mortgage at 3.25%
FHA
Active
31
$375,000$43,927 down
Rate
3.25%
6.95%today
Payment
$1,603/mo
$2,438today
  • 3beds
  • 3baths
  • 1,902sqft

6605 4th Street Road #3, Greeley

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$48,851 down
Rate
3.45%
6.95%today
Payment
$2,136/mo
$3,169today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$48,851 down
Rate
3.45%
6.95%today
Payment
$2,136/mo
$3,169today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

2122 Redhead Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 2.81%
FHA
Active
31
$465,000$117,719 down
Rate
2.81%
6.95%today
Payment
$1,624/mo
$2,613today
  • 3beds
  • 3baths
  • 1,414sqft

2122 Redhead Drive, Johnstown

603 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.87%
FHA
Active
40
$365,000$78,928 down
Rate
2.87%
6.95%today
Payment
$1,331/mo
$2,125today
  • 3beds
  • 2baths
  • 1,370sqft

603 Carriage Drive, Milliken

2306 72nd Ave Ct, Greeley, CO, 80634 — assumable VA mortgage at 2.88%
VA
Active
39
$460,000$117,897 down
Rate
2.88%
6.95%today
Payment
$1,590/mo
$2,535today
  • 4beds
  • 4baths
  • 2,410sqft

2306 72nd Ave Ct, Greeley

4326 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
21
$445,000$122,371 down
Rate
3.06%
6.95%today
Payment
$1,543/mo
$2,405today
  • 3beds
  • 2baths
  • 1,879sqft

4326 22nd Street, Greeley

5606 32nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.09%
FHA
Active
46
$520,000$150,860 down
Rate
3.09%
6.95%today
Payment
$1,780/mo
$2,762today
  • 5beds
  • 3baths
  • 2,860sqft

5606 32nd Street, Greeley

451 Heritage Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.11%
FHA
Active
34
$450,500$120,409 down
Rate
3.11%
6.95%today
Payment
$1,571/mo
$2,431today
  • 3beds
  • 3baths
  • 1,622sqft

451 Heritage Lane, Johnstown

2402 49th Ave Ct #40, Greeley, CO, 80634 — assumable FHA mortgage at 3.11%
FHA
Active
47
$380,000$89,154 down
Rate
3.11%
6.95%today
Payment
$1,378/mo
$2,133today
  • 3beds
  • 3baths
  • 1,674sqft

2402 49th Ave Ct #40, Greeley

3579 Barkwood Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
27
$400,000$20,856 down
Rate
4.17%
6.95%today
Payment
$2,000/mo
$2,717today
  • 2beds
  • 3baths
  • 1,448sqft

3579 Barkwood Drive, Johnstown

896 Prairie Drive, Milliken, CO, 80543 — assumable FHA mortgage at 3.76%
FHA
Active
37
$520,000$69,341 down
Rate
3.76%
6.95%today
Payment
$2,279/mo
$3,253today
  • 4beds
  • 4baths
  • 2,369sqft

896 Prairie Drive, Milliken

605 61st Avenue, Greeley, CO, 80634 — assumable VA mortgage at 3.89%
VA
Active
20
$529,000$83,374 down
Rate
3.89%
6.95%today
Payment
$2,290/mo
$3,217today
  • 5beds
  • 3baths
  • 2,728sqft

605 61st Avenue, Greeley

16746 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.74%
FHA
Active
46
$565,000$226,180 down
Rate
2.74%
6.95%today
Payment
$1,580/mo
$2,565today
  • 4beds
  • 3baths
  • 2,267sqft

16746 Beaumont Boulevard, Mead

22544 Highway 60, Milliken, CO, 80543 — assumable VA mortgage at 2.80%
VA
Active
48
$555,000$216,447 down
Rate
2.80%
6.95%today
Payment
$1,567/mo
$2,524today
  • 4beds
  • 2baths
  • 1,768sqft

22544 Highway 60, Milliken

331 Heidie Lane, Milliken, CO, 80543 — assumable VA mortgage at 2.81%
VA
Active
44
$635,000$209,284 down
Rate
2.81%
6.95%today
Payment
$1,995/mo
$3,210today
  • 4beds
  • 3baths
  • 2,368sqft

331 Heidie Lane, Milliken

5021 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 2.83%
FHA
Active
35
$520,000$160,862 down
Rate
2.83%
6.95%today
Payment
$1,699/mo
$2,726today
  • 5beds
  • 2baths
  • 2,818sqft

5021 22nd Street, Greeley

16733 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.87%
FHA
Active
24
$489,990$149,357 down
Rate
2.87%
6.95%today
Payment
$1,589/mo
$2,536today
  • 3beds
  • 3baths
  • 1,982sqft

16733 Beaumont Boulevard, Mead

2886 43rd Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.94%
FHA
Active
20
$525,000$199,594 down
Rate
2.94%
6.95%today
Payment
$1,565/mo
$2,476today
  • 6beds
  • 3baths
  • 2,490sqft

2886 43rd Avenue, Greeley

705 61st Ave Ct, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
35
$560,000$181,879 down
Rate
3.06%
6.95%today
Payment
$1,813/mo
$2,825today
  • 4beds
  • 3baths
  • 2,687sqft

705 61st Ave Ct, Greeley

1254 Sunrise Circle, Milliken, CO, 80543 — assumable FHA mortgage at 3.16%
FHA
Active
35
$485,000$158,159 down
Rate
3.16%
6.95%today
Payment
$1,621/mo
$2,493today
  • 3beds
  • 3baths
  • 1,955sqft

1254 Sunrise Circle, Milliken

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$550,000$110,085 down
Rate
4.17%
6.95%today
Payment
$2,320/mo
$3,152today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

4601 30th St Rd, Greeley, CO, 80634 — assumable VA mortgage at 4.67%
VA
Active
27
$485,000$20,825 down
Rate
4.67%
6.95%today
Payment
$2,585/mo
$3,311today
  • 4beds
  • 3baths
  • 2,607sqft

4601 30th St Rd, Greeley

230 Saxony Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.76%
FHA
Active
31
$570,000$119,341 down
Rate
3.76%
6.95%today
Payment
$2,279/mo
$3,253today
  • 3beds
  • 3baths
  • 1,961sqft

230 Saxony Road, Johnstown

4116 14th Street, Loveland, CO, 80537 — assumable VA mortgage at 2.65%
VA
Active
50
$1,400,000$1,007,219 down
Rate
2.65%
6.95%today
Payment
$1,813/mo
$2,979today
  • 4beds
  • 3baths
  • 3,731sqft

4116 14th Street, Loveland

4507 14th Street, Greeley, CO, 80634 — assumable FHA mortgage at 2.87%
FHA
Active
50
$795,000$572,086 down
Rate
2.87%
6.95%today
Payment
$1,037/mo
$1,656today
  • 5beds
  • 3baths
  • 3,936sqft

4507 14th Street, Greeley

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$368,200 down
Rate
2.88%
6.95%today
Payment
$1,887/mo
$3,009today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

Assuming a mortgage in Johnstown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$570 /mo
Median cash to assume
$89,597
Gabe Rendon

Gabe Rendon

UME Realty Group

gabe@umerealtygroup.comUME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.