Gabe Rendon

Gabe Rendon

Assumable homes for sale in Lafayette, CO

103 homesFHA & VA loansrates from 2.68% vs 6.95% today

Lafayette assumption guide
5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$40,437 down
Rate
2.88%
6.95%today
Payment
$2,404/mo
$3,832today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

2891 119th Avenue #202, Westminster, CO, 80234 — assumable FHA mortgage at 2.80%
FHA
Active
26
$399,900$72,248 down
Rate
2.80%
6.95%today
Payment
$1,513/mo
$2,437today
  • 2beds
  • 2baths
  • 1,317sqft

2891 119th Avenue #202, Westminster

5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHA
Active
38
$395,000$67,110 down
Rate
2.84%
6.95%today
Payment
$1,521/mo
$2,437today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHA
Active
29
$324,900$38,909 down
Rate
2.90%
6.95%today
Payment
$1,332/mo
$2,119today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

13400 Raritan Street, Denver, CO, 80234 — assumable FHA mortgage at 3.06%
FHA
Active
32
$537,500$62,277 down
Rate
3.06%
6.95%today
Payment
$2,273/mo
$3,542today
  • 4beds
  • 3baths
  • 1,682sqft

13400 Raritan Street, Denver

12990 Grant Circle #C, Thornton, CO, 80241 — assumable VA mortgage at 3.14%
VA
Active
38
$399,950$80,768 down
Rate
3.14%
6.95%today
Payment
$1,527/mo
$2,355today
  • 2beds
  • 2baths
  • 1,191sqft

12990 Grant Circle #C, Thornton

13249 Bellaire Circle, Thornton, CO, 80241 — assumable VA mortgage at 3.85%
VA
Active
34
$559,900Potential short sale
Rate
3.85%
6.95%today
Payment
$2,977/mo
$4,203today
  • 4beds
  • 4baths
  • 2,901sqft

13249 Bellaire Circle, Thornton

7436 Singing Hills Drive, Boulder, CO, 80301 — assumable VA mortgage at 3.40%
VA
Active
40
$350,000$65,402 down
Rate
3.40%
6.95%today
Payment
$1,463/mo
$2,184today
  • 2beds
  • 2baths
  • 910sqft

7436 Singing Hills Drive, Boulder

846 132nd Drive, Thornton, CO, 80241 — assumable FHA mortgage at 2.71%
FHA
Active
33
$575,000$155,227 down
Rate
2.71%
6.95%today
Payment
$1,955/mo
$3,187today
  • 5beds
  • 3baths
  • 2,412sqft

846 132nd Drive, Thornton

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$614,900$151,646 down
Rate
2.78%
6.95%today
Payment
$2,139/mo
$3,455today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

12100 Melody Drive #102, Denver, CO, 80234 — assumable FHA mortgage at 2.81%
FHA
Active
42
$180,000$46,098 down
Rate
2.81%
6.95%today
Payment
$626/mo
$1,007today
  • 2beds
  • 1baths
  • 840sqft

12100 Melody Drive #102, Denver

13400 Raritan Way, Westminster, CO, 80234 — assumable FHA mortgage at 2.86%
FHA
Active
29
$635,000$136,940 down
Rate
2.86%
6.95%today
Payment
$2,310/mo
$3,693today
  • 4beds
  • 4baths
  • 2,448sqft

13400 Raritan Way, Westminster

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$107,951 down
Rate
2.87%
6.95%today
Payment
$1,918/mo
$3,061today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

11835 Lincoln Street, Denver, CO, 80233 — assumable FHA mortgage at 2.96%
FHA
Active
25
$480,000$78,732 down
Rate
2.96%
6.95%today
Payment
$1,895/mo
$2,990today
  • 3beds
  • 2baths
  • 2,264sqft

11835 Lincoln Street, Denver

1463 135th Place, Denver, CO, 80234 — assumable FHA mortgage at 2.99%
FHA
Active
17
$415,000$116,308 down
Rate
2.99%
6.95%today
Payment
$1,451/mo
$2,281today
  • 2beds
  • 1baths
  • 816sqft

1463 135th Place, Denver

5433 Bauer Drive, Longmont, CO, 80504 — assumable FHA mortgage at 3.06%
FHA
Active
39
$499,000$111,403 down
Rate
3.06%
6.95%today
Payment
$1,854/mo
$2,889today
  • 3beds
  • 3baths
  • 1,903sqft

5433 Bauer Drive, Longmont

3440 123rd Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.78%
VA
Active
31
$399,900$132,256 down
Rate
2.78%
6.95%today
Payment
$1,265/mo
$2,044today
  • 2beds
  • 2baths
  • 1,148sqft

3440 123rd Drive, Thornton

7735 Primrose Green #164, Frederick, CO, 80530 — assumable FHA mortgage at 2.88%
FHA
Active
37
$315,000$118,346 down
Rate
2.88%
6.95%today
Payment
$938/mo
$1,495today
  • 3beds
  • 2baths
  • 2,016sqft

7735 Primrose Green #164, Frederick

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$407,000$129,061 down
Rate
2.89%
6.95%today
Payment
$1,327/mo
$2,112today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

14055 Harrison Street, Brighton, CO, 80602 — assumable FHA mortgage at 3.70%
FHA
Active
27
$435,000$111,620 down
Rate
3.70%
6.95%today
Payment
$1,718/mo
$2,471today
  • 2beds
  • 3baths
  • 1,487sqft

14055 Harrison Street, Brighton

12175 Cherrywood Street, Broomfield, CO, 80020 — assumable VA mortgage at 2.68%
VA
Active
37
$589,900$307,991 down
Rate
2.68%
6.95%today
Payment
$1,306/mo
$2,137today
  • 3beds
  • 2baths
  • 1,884sqft

12175 Cherrywood Street, Broomfield

12175 Cherrywood Street, Broomfield, CO, 80020 — assumable VA mortgage at 2.68%
VA
Active
37
$589,900$307,991 down
Rate
2.68%
6.95%today
Payment
$1,306/mo
$2,137today
  • 3beds
  • 2baths
  • 1,884sqft

12175 Cherrywood Street, Broomfield

12139 Clay Street, Westminster, CO, 80234 — assumable FHA mortgage at 2.88%
FHA
Active
47
$995,000$492,241 down
Rate
2.88%
6.95%today
Payment
$2,327/mo
$3,710today
  • 4beds
  • 3baths
  • 3,558sqft

12139 Clay Street, Westminster

977 Thorncreek Court, Thornton, CO, 80241 — assumable VA mortgage at 2.89%
VA
Active
50
$875,000$453,968 down
Rate
2.89%
6.95%today
Payment
$2,009/mo
$3,200today
  • 4beds
  • 3baths
  • 3,687sqft

977 Thorncreek Court, Thornton

16945 Melody Drive, Broomfield, CO, 80023 — assumable VA mortgage at 2.96%
VA
Active
50
$735,000$305,136 down
Rate
2.96%
6.95%today
Payment
$2,034/mo
$3,210today
  • 3beds
  • 3baths
  • 2,060sqft

16945 Melody Drive, Broomfield

12039 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.97%
FHA
Active
35
$449,000$207,872 down
Rate
2.97%
6.95%today
Payment
$1,291/mo
$1,945today
  • 3beds
  • 3baths
  • 1,508sqft

12039 Forest Street, Thornton

15753 Elizabeth Circle, Thornton, CO, 80602 — assumable VA mortgage at 3.00%
VA
Active
31
$760,000$290,195 down
Rate
3.00%
6.95%today
Payment
$2,622/mo
$3,890today
  • 3beds
  • 4baths
  • 4,594sqft

15753 Elizabeth Circle, Thornton

13549 Jackson Street, Thornton, CO, 80241 — assumable VA mortgage at 3.07%
VA
Active
48
$625,000$281,030 down
Rate
3.07%
6.95%today
Payment
$1,685/mo
$2,623today
  • 4beds
  • 4baths
  • 3,206sqft

13549 Jackson Street, Thornton

13032 Grant Circle #B, Thornton, CO, 80241 — assumable VA mortgage at 3.16%
VA
Active
37
$408,900$260,678 down
Rate
3.16%
6.95%today
Payment
$733/mo
$1,128today
  • 2beds
  • 3baths
  • 1,328sqft

13032 Grant Circle #B, Thornton

1222 Madero Street, Broomfield, CO, 80020 — assumable FHA mortgage at 3.47%
FHA
Active
25
$389,000$135,968 down
Rate
3.47%
6.95%today
Payment
$1,263/mo
$1,868today
  • 3beds
  • 2baths
  • 1,913sqft

1222 Madero Street, Broomfield

12270 Karls Lane, Northglenn, CO, 80241 — assumable VA mortgage at 4.67%
VA
Active
11
$549,900$28,414 down
Rate
4.67%
6.95%today
Payment
$2,904/mo
$3,719today
  • 3beds
  • 3baths
  • 1,930sqft

12270 Karls Lane, Northglenn

1510 Stoneham Street, Superior, CO, 80027 — assumable FHA mortgage at 3.25%
FHA
Active
29
$798,000$617,197 down
Rate
3.25%
6.95%today
Payment
$1,190/mo
$1,810today
  • 3beds
  • 3baths
  • 2,422sqft

1510 Stoneham Street, Superior

6105 Needlegrass Green, Frederick, CO, 80530 — assumable VA mortgage at 4.17%
VA
Active
49
$279,000$62,293 down
Rate
4.17%
6.95%today
Payment
$1,145/mo
$1,556today
  • 3beds
  • 2baths
  • 1,530sqft

6105 Needlegrass Green, Frederick

380-390 County Road, Louisville, CO, 80027 — assumable FHA mortgage at 3.45%
FHA
Active
43
$1,099,000$716,672 down
Rate
3.45%
6.95%today
Payment
$1,963/mo
$2,911today
  • 8beds
  • 6baths
  • 3,564sqft

380-390 County Road, Louisville

1116 Sunrise Circle, Dacono, CO, 80514 — assumable FHA mortgage at 3.46%
FHA
Active
24
$440,000$219,233 down
Rate
3.46%
6.95%today
Payment
$1,261/mo
$1,869today
  • 5beds
  • 3baths
  • 1,782sqft

1116 Sunrise Circle, Dacono

445 Hickory Place, Broomfield, CO, 80020 — assumable VA mortgage at 3.80%
VA
Active
28
$474,900$181,380 down
Rate
3.80%
6.95%today
Payment
$1,597/mo
$2,268today
  • 5beds
  • 3baths
  • 2,025sqft

445 Hickory Place, Broomfield

Assuming a mortgage in Lafayette

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$555 /mo
Median cash to assume
$151,646
Gabe Rendon

Gabe Rendon

UME Realty Group

gabe@umerealtygroup.comUME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.